Online Discount Terms and Conditions

Online Discount

• Up to 25% off online discount applies to new private car policies only. Maximum discount €300. Subject to minimum premium of €347.75 (the 'Minimum Premium') and applied before optional covers. Acceptance criteria, terms and conditions apply. Online Discount will not apply if you fall below the Minimum Premium.
• This online discount applies only to new customers purchasing a private car policy (an 'Eligible Policy').
• You must obtain a quote for an Eligible Policy online at www.redclick.ie (the 'Online Quote').
• You must purchase the Eligible Policy directly from RedClick using the quote reference number generated by the Online Quote.
• The Online Discount applies to new private car policies only. Maximum discount €300. Subject to minimum premium of €347.75 (the 'Minimum Premium') and applied before optional covers. Acceptance criteria, terms and conditions apply. Online Discount will not apply if you fall below the Minimum Premium.
• Standard underwriting acceptance criteria applies. RedClick reserves the right to refuse insurance cover.
• RedClick reserves the right to withdraw, suspend or amend this offer at any time without prior notice.

Motor

Average discount of €225 is based on new private car policies quoted online from 1st Jan - 31st July 2024. Maximum discount €300. Subject to minimum premium and applied before optional covers. Acceptance criteria, terms and conditions apply.
 

Home

Online discount applies to new home policies only. Five weeks free equals a 10% discount. Maximum Buildings cover discount €40. Maximum Contents cover discount €15. Maximum Buildings & Contents cover discount €55. Subject to minimum premiums and applied before optional cover.

Multi-Policy Discount

Enjoy a discount of up to 10% on your Car, Motorcycle, Home or Van policy when you or your spouse, partner or co-habitant have more than one motor or home policy with us. An additional premium may be applied to your policy if you're not eligible for the discount, and we'll notify you of any additional premium due. The multi-policy discount is only available for Republic of Ireland eligible insurance policies and is subject to validation of information supplied by you.

• You can earn a saving of up to 10% when you, or your spouse, civil or common law partner, have an existing and active eligible policy with us as long as the policies have the same correspondence address. 
• This offer is available in Republic of Ireland only for a new motor or home policy quotation, where another eligible RedClick policy is active, or when renewing an existing motor or home policy where another eligible RedClick policy is active. 
• When we give you a quotation or renewal quotation, you must let us know if you or your partner has an eligible policy and give us the policy number. This other eligible policy must be active at the time of providing a new policy or a quote for a renewal. 
• Eligible policies are: home, private motor (including taxi), motor cycle and commercial vehicle (non fleet) where the policy is in your name or the name of your partner. You must buy or renew these policies directly with us or through our designated partners (the offer does not apply to policies arranged through a broker). 
• The saving applies to the premium for the policy and does not apply to optional cover or charges. 
• If you qualify for an extra discount for buying online, it will be applied after this and is the only other discount that will apply with this offer. 
• We will reduce the premium (not including optional cover and charges) for the policy where the saving applies by up to 10%. However, we cannot reduce it to less than the minimum premium. The discount is applied subject to us confirming that the other policy is in place and active and this discount will be removed if we cannot confirm same. 
• The discount is available until 31st December 2024. 

Normal conditions for assessing your application will apply. We can refuse to provide insurance cover.

Named driver discount
If you don't have a no claims discount and have been a named driver on another private car or company car policy, we may offer you a discount providing you have had no claims.

• You will need to send evidence of your named driving experience within 7 days of starting a new policy with us. We can accept photocopies or an original letter from your previous Insurance company which should outline the dates when you were named on the policy. Certificates of Insurance cannot be accepted as proof of named driving experience.
• The end date of the most recent named driving period must be within the last two years and each year must be a full 12 months.
• We can accept named driving discount for company cars/fleet policies, providing you provide a letter from the insurance company stating you were named on the policy and there were no claims. The letter should also detail the insurance period(s) of the policy.
• If you were not named on the company policy you need to provide proof from the company who owned the car that you were the only driver of the car and proof from the insurance company/broker that there were no claims.
• Experience must have been earned within Ireland, UK, all EU countries, USA, Canada, Australia or New Zealand and gained within the last 2 years.
• If you would like to talk to one of our agents about your previous driving experience to ensure you are entitled to this discount, contact us here.